Commercial General Liability Insurance

The policy offers the option of protection for bodily injury, property damage, advertising injury and personal injury to a third party for which a company is found to be legally liable.

It can provide a separate advertising/personal injury aggregate limit that is not Subject to a general aggregate limit.

  • Definitions
  • Personal injury includes discrimination, harassment and segregation (other than employment-related)
  • Bodily injury includes humiliation, mental anguish, mental injury and shock resulting from physical injury
  • Advertising injury includes trademark infringement
Extensions
  • Products-completed operations hazard
  • Medical Expenses Coverage
  • Damage to premises rented to you
  • Sudden & Accidental Pollution Liability (excluding USA & Canada)
  • Coverage for additional insured when required by written contracts
  • Advertising Injury and Personal Injury Liability Coverage
  • Vendors Endorsement
  • Oral and written contractual Liability: bodily Injury/Property damage
MAJOR EXCLUSIONS
  • Expected or intended injury
  • Contractual Liability
  • Worker’s Compensation and similar laws
  • Pollution
  • Damage to your property
  • Damage to your product
  • Damage to your work
  • Aircraft, Auto or Watercraft
  • Professional Liability
  • Personal and Advertising Injury
  • Electronic data

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