Workmen Compensation Insurance

The policy covers statutory liability as per workmen compensation act of an employer for the death of or bodily injuries sustained by the workmen arising out of and in course of employment.

Who can be Insured?

Any employer whether as a Principal or contractor engaging "workmen" as defined in WC Act to cover his liability to them under statute and at common law.

Scope
  • To pay all sums which the insured is legally liable to pay the employees in respect of personal injury by accident or diseases 'arising out of and in the course of the employment'.
  • Insured's liability arising either under common law or the laws set out in the schedule Workmen's Compensation Act 1923.
Major Exclusions
  • Any injury by accident or disease directly attributable to war and nuclear risk.
  • Insured's liability to employees of contactors to the insured.
  • Any liability of the insured which attaches by virtue of an agreement.
  • Any compensation for diseases mentioned in Part 'C' of Workmen's Compensation Act-1923.
  • Occupational Diseases.

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

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